I want to add some points on how we can reduce the risk from being internet crime victims.
This point will focus on spam, Identity theft and phishing.
Spam
* Never respond to spam as this will confirm to the sender that it is a "live" email
address.
* Have a primary and secondary email address - one for people you know and one for
all other purposes.
* Avoid giving out your email address unless you know how it will be used.
* Never purchase anything advertised through an unsolicited email.
Identity Theft
* Ensure websites are secure prior to submitting your credit card number.
* Do your homework to ensure the business or website is legitimate.
* Attempt to obtain a physical address, rather than a P.O. box or maildrop.
* Never throw away credit card or bank statements in usable form.
* Be aware of missed bills which could indicate your account has been taken over.
* Be cautious of scams requiring you to provide your personal information.
* Never give your credit card number over the phone unless you make the call.
* Monitor your credit statements monthly for any fraudulent activity.
* Report unauthorized transactions to your bank or credit card company as soon as
possible.
* Review a copy of your credit report at least once a year.
Phishing/Spoofing
* Avoid filling out forms in email messages that ask for personal information.
* Always compare the link in the email to the link that you are actually directed
to.
* Log on to the official website, instead of "linking" to it from an unsolicited email.
* Contact the actual business that supposedly sent the email to verify if the email
is genuine.
~hyedah~
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