Tuesday, March 31, 2009

More tips...

I want to add some points on how we can reduce the risk from being internet crime victims.

This point will focus on spam, Identity theft and phishing.



Spam

* Don't open spam. Delete it unread.

* Never respond to spam as this will confirm to the sender that it is a "live" email

address.

* Have a primary and secondary email address - one for people you know and one for

all other purposes.

* Avoid giving out your email address unless you know how it will be used.

* Never purchase anything advertised through an unsolicited email.


Identity Theft

* Ensure websites are secure prior to submitting your credit card number.

* Do your homework to ensure the business or website is legitimate.

* Attempt to obtain a physical address, rather than a P.O. box or maildrop.

* Never throw away credit card or bank statements in usable form.

* Be aware of missed bills which could indicate your account has been taken over.

* Be cautious of scams requiring you to provide your personal information.

* Never give your credit card number over the phone unless you make the call.

* Monitor your credit statements monthly for any fraudulent activity.

* Report unauthorized transactions to your bank or credit card company as soon as

possible.

* Review a copy of your credit report at least once a year.


Phishing/Spoofing

* Be suspicious of any unsolicited email requesting personal information.

* Avoid filling out forms in email messages that ask for personal information.

* Always compare the link in the email to the link that you are actually directed

to.

* Log on to the official website, instead of "linking" to it from an unsolicited email.

* Contact the actual business that supposedly sent the email to verify if the email

is genuine.


~hyedah~

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