More tips...

I want to add some points on how we can reduce the risk from being internet crime victims.

This point will focus on spam, Identity theft and phishing.

Spam

* Don't open spam. Delete it unread.

* Never respond to spam as this will confirm to the sender that it is a "live" email

address.

* Have a primary and secondary email address - one for people you know and one for

all other purposes.

* Avoid giving out your email address unless you know how it will be used.

* Never purchase anything advertised through an unsolicited email.

Identity Theft

* Ensure websites are secure prior to submitting your credit card number.

* Do your homework to ensure the business or website is legitimate.

* Attempt to obtain a physical address, rather than a P.O. box or maildrop.

* Never throw away credit card or bank statements in usable form.

* Be aware of missed bills which could indicate your account has been taken over.

* Be cautious of scams requiring you to provide your personal information.

* Never give your credit card number over the phone unless you make the call.

* Monitor your credit statements monthly for any fraudulent activity.

* Report unauthorized transactions to your bank or credit card company as soon as

possible.

* Review a copy of your credit report at least once a year.

Phishing/Spoofing

* Be suspicious of any unsolicited email requesting personal information.

* Avoid filling out forms in email messages that ask for personal information.

* Always compare the link in the email to the link that you are actually directed

to.

* Log on to the official website, instead of "linking" to it from an unsolicited email.

* Contact the actual business that supposedly sent the email to verify if the email

is genuine.

~hyedah~

PREVENTION ON CREDIT CARD FREUD

hello...nani here!
I have tell u about the prevention tips on businesses. Now I want to share the tips to prevent the credit card fraud.
As we know credit card fraud is one of the types of internet crime that we easily to expose on it.
If we don't care n not beware, we easily can be a victim. Just stay and read below this:


Credit Card Fraud Prevention tips:
• Don’t give out your credit card number(s) online unless the website is both secure and reputable. Sometimes a tiny icon of a padlock appears to symbolize a higher level of security to transmit data. This icon is not a guarantee of a secure site, but may provide you some assurance.
• Before using a site, check out the security software it uses to make sure that your information will be protected.
• Make sure you are purchasing merchandise from a reputable/legitimate source. Once again investigate the person or company before purchasing any products.
• Try to obtain a physical address rather than merely a post office box and a phone number. Call the seller to see if the number is correct and working.
• Send them e-mail to see if they have an active e-mail address and be wary of sellers who use free e-mail services where a credit card wasn’t required to open the account.
• Do not purchase from sellers who won’t provide you with this type of information.
• Check with the Better Business Bureau to see if there have been any complaints against the seller before.
• Check out other websites regarding this person/company.
• Be cautious when responding to special offers (especially through unsolicited e-mail).
• Be cautious when dealing with individuals/companies from outside your own country.
• If you are going to purchase an item via the Internet, use a credit card since you can often dispute the charges if something does go wrong.
• Make sure the transaction is secure when you electronically send your credit card numbers.
• You should also keep a list of all your credit cards and account information along with the card issuer’s contact information. If anything looks suspicious or you lose your credit card(s) contact the card issuer immediately.

nanIey++

FRAUD PREVENTION

Thanx nani..know I have information about how we prevent ourself from internet crime in topic Fraud Prenvention.

~Fraud Prevention.

The solutions to Internet-related crime and particularly fraud involve a wide range of strategies which extend from traditional crime control measures to novel technology-based means of preventing illegal conduct from being carried out electronically. Fraud prevention in the digital age requires the use and adaptation of traditional measures (such as the use of appropriate fraud control policies and the provision of information) as well as the use of novel technological approaches (such as the use of effective means to authenticate users of computers and to track
how they are using computers). Fraudulent conduct may also be deterred through the use of prosecution and punishment, although in the digital age this is often difficult and costly to achieve.

The so-called ‘onion model’ of fraud prevention is likely to yield the greatest benefits. This entails the use of various layers of protection including encryption, firewalls, intrusion detection systems, incident response procedures, and monitoring of systems by external auditors.

~Similar advice is available from the Internet Fraud Complaint Center (IFCC
2001) on topics including:
• Internet auction fraud;
• non-delivery of merchandise;
• credit card fraud;
• investment fraud;
• Nigerian letter scams; and
• business fraud.
The National Fraud Information Cent

>This is some of fraud prevention.

1)Fraud Detection Software
If one is unable to prevent online fraud from taking place entirely, it may at least be possible to identify the presence of fraudulent transactions quickly in order to reduce the extent of any losses which are suffered or the occurrence of repeat victimisation. A number of organisations are now providing software for use in the prevention of Internet fraud. Software has been devised to analyse user spending patterns in order to alert individuals to the presence of unauthorised transactions and also merchant deposit monitoring techniques to detect claiming patterns of corrupt merchants. The success of such an approach depends, however, upon the extent to which the software cannot be interfered with or modified.

2)Tracking and Surveillance
The use of computer software to monitor the business activities of government agencies also provides an effective means of detecting fraud and deterring individuals from acting illegally. The Australian Health Insurance Commission, for example, employs artificial neural networks to
detect inappropriate claims made by health care providers and members of the public in respect of various government-funded health services and benefits. In 1997–98, this technology contributed to the Commission locating $7.6 million in benefits which were paid incorrectly to providers and the public.

~yatie@ hayati~

Prevention on Business

Now let me share with u all about the ways to prevent on business. We know that business is major using the internet because this domain should be link to the international relationship. So, this is very important to the company, private company, or other businesses know how to prevent internet crime.

Prevention tips for Businesses:
• Do not accept orders unless complete information is provided (including full address and phone number). Require address verification for all of your credit card orders. Require anyone who uses a different shipping address than their billing address to send a fax with their signature and credit card number authorizing the transaction.
• Be especially careful with orders that come from free e-mail services -- there is a much higher incidence of fraud from these services. Many businesses won’t even accept orders that come through these free e-mail accounts anymore. Send an e-mail requesting additional information before you process the order asking for: a non-free e-mail address, the name and phone number of the bank that issued the credit card, the exact name on credit card, and the exact billing address.
• Be wary of orders that are larger than your typical order amount and orders with next day delivery.
• Pay extra attention to international orders. Validate the order before you ship your product to a different country.
• If you are suspicious, pick up the phone and call the customer to confirm the order.
• Consider using software or services to fight credit card fraud online.
• If defrauded by a credit card thief, you should contact your bank and the authorities.

_naNiey_

PREVENTION...

Thank you Haidah by explaining about the prevention of internet crime. Now let me add the other points of that issue.

• Make sure your passwords have both letters and numbers, and are at least eight characters long.
• Avoid common words: some hackers use programs that can try every word in the dictionary.
• Don't use your personal information, your login name or adjacent keys on the keyboard as passwords-and don't share your passwords online or over the phone.
• Protect yourself from viruses by installing anti-virus software and updating it regularly. You can download anti-virus software from the Web sites of software companies, or buy it in retain stores; the best recognize old and new viruses and update automatically.
• Prevent unauthorized access to your computer through firewall software or hardware, especially if you are a high-speed user. A properly configured firewall makes it tougher for hackers to locate your computer. Firewalls are also designed to prevent hackers from getting into your programs and files. Some recently released operating system software and some hardware devices come with a built-in firewall. Some firewalls block outgoing information as well as incoming files. That stops hackers from planting programs called spyware-that cause your computer to send out your personal information without your approval.
• Don't open a file attached to an e-mail unless you are expecting it or know what it contains. If you send an attachment, type a message explaining what it is. Never forward any e-mail warning about a new virus. It may be a hoax and could be used to spread a virus.
• When something bad happens-you think you've been hacked or infected by a viruse- mail a report of the incident to your Internet provider and the hacker's Internet provider, if you can tell what it is, as well as your software vendor.
  

_nANIEy_

How To Prevent Internet Crime?...

As technology changes and millions of people have access to the internet the possibility of internet crime grows. Crime may occur in the form of fraud, identity theft and online stalking. Parents should be aware that children are vulnerable to online predators that may use the internet to lure children into inappropriate chat rooms or in person meetings. There are way to protect yourself and your family from becoming a victim of internet crime.

Step1

Install anti-spyware and antivirus software. Spyware is hidden programs that run on your computer. They monitor what you are doing online without you realizing it. It can lead to identity theft. Anti-spyware helps prevent spyware from being used. Also install antivirus software to prevent your computer from being infected with a virus.

Step2

Turn on your firewall. This helps prevent hackers from getting information such as passwords to bank accounts and other information they could use to steal funds or steal your identity.

Step3

Monitor the websites your children go to. Put your computer in a location where you can keep on eye on what they are doing online. Use software that blocks children from going to inappropriate websites. Set rules and limits for internet use.

Step4

Talk with your children about online predators. Teach children not to engage in online chats with adults and never to give out their address to someone they meet online. Warn them never to meet someone in person they met online. Tell children to talk to you about anything that happens inappropriate to them online.

Step5

Go to the FBI website to learn about internet scams. They keep the public informed about current scams that maybe circulating online. They also have information on how to avoid online identity theft and investment fraud.

Step6

Use secured websites when purchasing items online and giving credit card numbers. Be wary of solicitations for donations. Check out charities before giving money.

Step7

Report suspected internet crimes.In addition you can contact your local law enforcement agency to report internet crime and they will refer you to the appropriate agency to take your report.

This step are the basic ways to prevent internet crime. There are another ways to prevent internet crime. We will continue to discuss it soon.

Hyedah~

Child Pornography..It's Bad.!!

I very agree with Haidah...
She had given an opinion about expose to the child pornography..
Now...I want to elaborate more point about child pornography.
According to the National Coalition for the Protection of Children and Families, "child pornography consists of photographs, videotapes, magazines, books, and films that depict children in sex acts, all of which are illegal.
The very existence of child porn is considered 'contraband,' or illegal because the very act of photographing a child in any sexual context is abusive." In the area of technology misuse, the Internet is becoming an easy place where children can access adult pornography.
"The Internet Online Summit held in 1997 in Washington, D.C., revealed that 70 percent of children viewing pornography on the Internet are doing so in public schools and libraries." (National Coalition for the Protection of Children and Families).

Educators need to know the harm of pornography, the many-faceted sides of the issue, how to safeguard their rooms from becoming sources of pornography, and what to do to help stop child pornography on the Internet. Pornography itself has been known to be both destructive and addictive. Educators would not intentionally expose children to things which could be harmful in the future.

+NaniEy++

ConTinue...expose to The Internet Crime..

3.Credit card Freud

In Pakistan, leading international and local banks have suffered huge losses from credit card fraud, despite the expensive and extensive security measures they have in place. Victims include Citibank, American Bank, Union Bank, Askari Bank, the Muslim Commercial Bank.

4. Cyber Terrorism

Cyber criminals often attack official government websites, hack into security systems send obnoxious e-mails, damage information systems and send viruses. These days, even terrorists use the Internet to collect information on targets and build worldwide contacts and sympathisers.

It is widely accepted that there is a need to establish a policy to curb cyber crime. The hackers manage to hack information systems, official websites and get access to unauthorised official data which is a hidden threat to the government. “Cyber Crime wing will coordinate efforts to stop increasing cyber crimes in Pakistan, the threats and the measures to counter them. It will focus on criminals communications, make fair online business, protect official websites from hackers and make solid security policy for networks and Online Official Documents,” an official of Cyber Crime Wing told Daily Times.

5. Stalking

A stalker might repeatedly follow a victim when she/he drives to work. He or she might repeatedly wait for the victim outside her/his home or office. A stalker might call the victim on the phone and make threats or hang up each time the victim answers. Some stalkers slash tires, vandalize homes and threaten their victims with weapons. Some stalkers send flowers, gifts and cards to solely to intimidate their target. While a stalker’s harassment and threats might at first seem just annoying or a little scary, they can quickly escalate to serious violence. Someone who stalks is someone who could be dangerous. Stalkers have beaten, raped and murdered the people they stalked. Threats should be taken seriously.Although there is no standard way to assess the seriousness of a case, there are some factors that should be considered:• History of violence exhibited by the stalker

• Presence of physical abuse or domestic violence
• Presence or absence of threats. Verbal or written threats very frequently precede acts of violence
• Obsession with the same or similar victim over a period of time
• Destruction of property
• Access and approach behaviors of the stalker (Letter writing or face-to-face contact)
• Knowing the mental status of the stalker
• Meaning or value the stalker places on the victim
• Knowledge of the relationship between the stalker and the victim

Stalking often includes, but is not limited to:

• Inappropriate approaches and confrontations
• Appearances at a place of work or residence
• Telephone threats
• Unwanted gifts
• Unwanted e-mails
• Misuse of GPS technology
• Damage to property
• Physical assaultsSexual assault

+Naniey++

A popular internet crime site's moderator exposed as a pedophile!!

From my reading, I found this....
>On the 26th of February, news of a moderator who went by the nic Windchime, Terry AnnaMarie Cavalito aka Terri Stipp, has been outed as a pedophile. Unfortunately she’s not on the sexual offenders registry as she missed it by at least a year or two before the “felony registration” rule was imposed. At that news was received by shock in the website Websleuths forums and creating a virtual storm throughout the internets crimesites populace.
Terry AnnaMarie Cavalito aka Terri Stipp has possibly had access to alot of personal information while working as a moderator on a web site that considers itself a child advocate site that also regulary dealt with children related crimes. You might remember seeing her on television at Jaye Blanchard Park yelling at Cindy and George Anthony.
>In a concerning turn of events Terry's sister using the nic Tinker_bell_1967 and tinkerbelle, who is a moderator in a chatroom at MURTWITNESSONE at Paltalk, has stated that the 3 children involved are liars, belittling the victims, even though the charges are public record and Terry Stipp aka Terry AnnaMarie Cavalito plead guilty to two of the four charges. Her husband was jailed for 15 yrs Tinkerbelle publicly vowed to destroy Princess of Beaconhell.com because she believed her to be responsible for bringing this travesty to light. Documetation showing the criminal charge sheets has been made availabe to view through the beaconhell.com site through this link at docstop.com. I have added the link but would like to post a cautionary note advising that the charges she plead guilty to are more than unpleasant and some people might be permanently scarred by viewing them especially if like me they have ever posted on that site and therefor had their IP viewable to such a monster.


yatie(>_<)